Who We Serve
At Madison Legacy Partners, we support families, successful professionals, and business owners who want a clear, structured path forward—one that reflects their values, protects what they’ve built, and prepares the next generation for success. Every plan begins with understanding what matters most to you. From there, we take a comprehensive, personalized approach designed to support your goals today and for decades to come.
Financial Planning Built Around You
Retirement Income Planning Built for Confidence
Retirement Income Planning Built for Confidence
No two clients are alike. Your family structure, career, business, and financial life create a unique set of needs. Our role is to understand those needs deeply and provide guidance that brings clarity, confidence, and continuity.
We take a disciplined, research-driven approach to planning—one that balances long-term growth with risk mitig
No two clients are alike. Your family structure, career, business, and financial life create a unique set of needs. Our role is to understand those needs deeply and provide guidance that brings clarity, confidence, and continuity.
We take a disciplined, research-driven approach to planning—one that balances long-term growth with risk mitigation and steady, thoughtful decision-making. Across every service, we act as your advocate, ensuring your plan evolves as your life evolves.
Retirement Income Planning Built for Confidence
Retirement Income Planning Built for Confidence
Retirement Income Planning Built for Confidence
We are strong advocates of bucket planning, supported by our team’s advanced RICP® training and experience. This approach separates your assets into segments—money for now, money for the next phase, and money for later—creating a structured, reliable income strategy throughout retirement.
Bucket planning provides:
- Clear visibility into how
We are strong advocates of bucket planning, supported by our team’s advanced RICP® training and experience. This approach separates your assets into segments—money for now, money for the next phase, and money for later—creating a structured, reliable income strategy throughout retirement.
Bucket planning provides:
- Clear visibility into how long your assets can last
- Flexibility and risk management during market fluctuations
- Confidence that near-term needs are protected while long-term growth continues
It’s a system that brings order, confidence, and purpose to one of life’s most important transitions.
Life Insurance Strategies & Policy Reviews
Retirement Income Planning Built for Confidence
Investment Management Designed for the Long Term
For many successful families and business owners, life insurance offers more than traditional coverage. Rather, it is a strategic asset—one that supports wealth transfer, tax efficiency, business continuity, and long-term planning.
As an M Financial Member Firm, our clients benefit from:
- Access to institutionally priced, high-quality life
For many successful families and business owners, life insurance offers more than traditional coverage. Rather, it is a strategic asset—one that supports wealth transfer, tax efficiency, business continuity, and long-term planning.
As an M Financial Member Firm, our clients benefit from:
- Access to institutionally priced, high-quality life insurance products designed for affluent families and business owners
- Policy enhancements that improve your benefits as often as products evolve
- A fiduciary approach that keeps your interests—not sales incentives—at the center
And because insurance should never be a "set it and forget it" solution, we offer in-depth, complimentary policy reviews to ensure your coverage is aligned with your current needs and goals.
Investment Management Designed for the Long Term
Investment Management Designed for the Long Term
Our investment philosophy is grounded in diversification, discipline, and long-term focus—not chasing returns. We build portfolios using multiple sleeves and asset classes to help manage risk while creating opportunities for growth over time.
We also incorporate planning tools many clients overlook, including:
- Annuities, used selectively a
Our investment philosophy is grounded in diversification, discipline, and long-term focus—not chasing returns. We build portfolios using multiple sleeves and asset classes to help manage risk while creating opportunities for growth over time.
We also incorporate planning tools many clients overlook, including:
- Annuities, used selectively and only when guaranteed income is needed to cover fixed expenses in retirement (For clients with pensions or other secure income streams, these may not be necessary.)
- ROTH strategies, which enable clients to pay taxes today and enjoy tax-free income later—often a smart approach for retirees whose income becomes more fixed over time
Every recommendation is deliberate, research-driven, and aligned with your long-term goals.
Estate Planning Coordination
Estate planning is one of the most important steps in protecting your family’s future and building your legacy. We work closely with your attorneys, accountants, and other trusted professionals to ensure your estate plan reflects your wishes, aligns with your financial strategy, and evolves as your life changes.
Gary’s long-standing invol
Estate planning is one of the most important steps in protecting your family’s future and building your legacy. We work closely with your attorneys, accountants, and other trusted professionals to ensure your estate plan reflects your wishes, aligns with your financial strategy, and evolves as your life changes.
Gary’s long-standing involvement with the Estate Planning Council of Northern New Jersey—including his service as a past president—adds depth and perspective to this work. His experience within the estate-planning community facilitates productive discussions among your advisors, and supports a smoother, more intentional transfer of wealth across generations.
Whether you’re addressing estate taxes, legacy wishes, beneficiary designations, or succession planning for a business, we’re here to help ensure your plan is coordinated, comprehensive, and built to endure.
The Power of M Financial
Our affiliation with M Financial strengthens the work we do on your behalf.
Through M, our clients gain access to:
- Exclusive, best-in-class life insurance products
- Sophisticated investment solutions
- Research-driven insights and planning resources
- Policy enhancements not available through traditional channels
- A nationwide network of specialists
Our affiliation with M Financial strengthens the work we do on your behalf.
Through M, our clients gain access to:
- Exclusive, best-in-class life insurance products
- Sophisticated investment solutions
- Research-driven insights and planning resources
- Policy enhancements not available through traditional channels
- A nationwide network of specialists supporting every aspect of your financial life
Combined with our team’s experience, this creates a powerful avenue for helping clients pursue their financial and life goals with clarity and confidence.